At R1SE, We understand that owning real estate comes with its own set of responsibilities and risks. That's why we're here to make sure you have the coverage you need without the insurance jargon.
Property owners insurance is like a safety net for your real estate investments. Whether you own a single property or a portfolio of them, it's there to catch you if something goes wrong. We're talking about unexpected mishaps, accidents, or even legal hiccups that could cost you time and money.
Single Properties: Single properties are like solo acts – each with its unique characteristics. When you have a single property, you can tailor your insurance to fit its specific needs. It's like getting a bespoke suit – it fits just right.
Portfolios: Portfolios, on the other hand, are like a group photo. They're a collection of properties, and portfolio insurance wraps them all up into one policy. This approach is like a convenient, one-size-fits-all option. It's great for property moguls who own a bunch of different real estate pieces.
Property owners insurance covers the usual suspects:
Property Damage: If your property gets damaged due to things like fire, storms, or even unruly tenants, your insurance can help cover the repairs.
Liability: Accidents happen, and if someone gets hurt on your property, this part of your policy can help with medical expenses and legal costs, including legal fees if you end up in a legal tangle.
Loss of Income: If you can't rent out your property because of damages, insurance can help cover the rent you're missing out on.
Contents: If you're renting out a furnished place, your contents can also be protected in case of damage or theft.
You can also toss in some extras to spice up your insurance:
Rent Guarantee: If your tenants skip out on rent, this coverage can help you recover those losses.
Home Emergency: Providing cover for the cost of contractors’ emergency call-out and labour charges, parts and materials following an emergency occurrence at your rental property.
Landlord Legal Expenses: When tenancies go wrong, there can be lengthy and costly legal disputes
- Make sure you’re covered for: Breach of Tenancy Agreement, Pursuit of Rent Arrears, Eviction and Legal defence
Landlord Excess Protection: Paying excess for a claim can be expensive Landlord Excess Protect Insurance gives you the security to protect yourself against unforeseen costs of your core property owner's policy
At R1se, we want you to breathe easy. Owning property should be a rewarding adventure, not a constant worry. We're here to find the right coverage that suits your property style:
* Commercial / Residential
* Buy to Let
* Rent to Rent
* House in Multiple Occupation
* Student Accommodation
* Holiday Lettings
* Property Lease options
* Portfolios
* Blocks of Flats
* Unoccupied
* Property Conversions
* Listed Buildings
whether you're a one-property wonder or a portfolio pro. Ready to chat about your property insurance? Just give us a shout, and we'll make sure your real estate investments are in good hands.
We know that one size doesn't fit all. That's why we work closely with you to create a policy that matches your unique needs. From coverage limits to deductibles, we'll make sure you're well-prepared for any situation.
Request a QuoteAt R1SE Insurance Brokers, we're always here to support you—whether you need immediate assistance or have questions about safeguarding your business. Our expert team is just a call away, ready to provide personalized solutions that meet your unique needs. Don’t wait for tomorrow—take the first step toward securing your future today.